Best credit union auto loan & refi rates in the Plains

Updated rates by state.

Kansas

Credit unionLoanTermAPR as low asRate date
Mainstreet CUNew & used, 2022 & newerup to 63 mo4.99%checked 2026-10-16
Credit Union of AmericaAuto36–60 mo5.24%2026-10-01
Envista FCU2022 & newer (new loans & refis from other lenders)60 mo5.28%checked 2026-10-16
Envista FCU2017–2021 (new loans & refis from other lenders)48 mo5.31%checked 2026-10-16
Meritrust CUAutonot stated5.37%checked 2026-10-16
Azura CU2022 & newer (refi available)60 mo5.45%checked 2026-10-16
Azura CU2021 & older (refi available)48 mo5.49%checked 2026-10-16
CommunityAmerica CUAuto, 2022–2026 modelsnot stated5.74%2026-10-16
CommunityAmerica CUAuto, 2018–2021 modelsnot stated6.24%2026-10-16
Mainstreet CUUsed, 2018–2021up to 63 mo6.24%checked 2026-10-16

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