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Best credit union auto loan rates in Missouri
Lowest advertised APRs from 3 Missouri credit unions, taken from each one's own website. The best rate we found is 3.99% APR at First Missouri CU.
Last updated Oct 16, 2026| Credit union | Loan | Term | APR from | Rate date |
|---|---|---|---|---|
First Missouri CU Source ↗ |
Vehicle, fixed-rate | not stated | 3.99% | Oct 1, 2026 |
Arsenal CU Source ↗ |
New & used auto | 0–36 mo | 4.49% | Oct 15, 2026 |
Together CU Source ↗ |
New auto | up to 63 mo | 4.99% | checked Oct 16, 2026 |
Together CU Source ↗ |
Used auto | up to 63 mo | 5.34% | checked Oct 16, 2026 |
“As low as” rates are for the best-qualified borrowers and may require autopay, a minimum loan amount or a newer vehicle. Click the source link for each credit union's full terms. "Refi OK" means the credit union says the rate also applies to refinancing a loan from another lender.
Credit unions in Missouri
Compare offers, then check membership eligibility.