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Best credit union auto loan rates in Oklahoma

Lowest advertised APRs from 4 Oklahoma credit unions, taken from each one's own website. The best rate we found is 3.99% APR at WEOKIE CU.

Last updated Oct 16, 2026
Credit unionLoanTermAPR fromRate date
WEOKIE CU
Source ↗
2023 & newer 0–36 mo 3.99%checked Oct 16, 2026
Oklahoma Central CU
Source ↗
Vehicle 2025–2027 not stated 4.99%checked Oct 16, 2026
Allegiance CU
Source ↗
Auto (incl. 0.50% autopay discount) up to 36 mo 4.99%Sep 29, 2026
WEOKIE CU
Source ↗
2019–2022 37–60 mo 5.24%checked Oct 16, 2026
Oklahoma Central CU
Source ↗
Vehicle 2021–2022 not stated 5.69%checked Oct 16, 2026
Tinker FCU
Source ↗
New car, 2025–2027 up to 84 mo 5.99%Oct 1, 2026
Tinker FCU
Source ↗
Used car, 2022–2024 up to 84 mo 6.24%Oct 1, 2026

“As low as” rates are for the best-qualified borrowers and may require autopay, a minimum loan amount or a newer vehicle. Click the source link for each credit union's full terms. "Refi OK" means the credit union says the rate also applies to refinancing a loan from another lender.

Credit unions in Oklahoma

Compare offers, then check membership eligibility.

WEOKIE CU

from 3.99%
  • 2023 & newer: 3.99% (0–36 mo)
  • 2019–2022: 5.24% (37–60 mo)

Membership: required. Eligibility rules (where you live, work or worship, family ties) are set by the credit union; check its site.

Visit WEOKIE CU rates ↗

Oklahoma Central CU

from 4.99%
  • Vehicle 2025–2027: 4.99% (not stated)
  • Vehicle 2021–2022: 5.69% (not stated)

Membership: required. Eligibility rules (where you live, work or worship, family ties) are set by the credit union; check its site.

Visit Oklahoma Central CU rates ↗

Allegiance CU

from 4.99%
  • Auto (incl. 0.50% autopay discount): 4.99% (up to 36 mo)

Membership: required. Eligibility rules (where you live, work or worship, family ties) are set by the credit union; check its site.

Visit Allegiance CU rates ↗

Tinker FCU

from 5.99%
  • New car, 2025–2027: 5.99% (up to 84 mo)
  • Used car, 2022–2024: 6.24% (up to 84 mo)

Membership: required. Eligibility rules (where you live, work or worship, family ties) are set by the credit union; check its site.

Visit Tinker FCU rates ↗
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