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Auto refinance savings calculator

See how much a lower APR could change your monthly payment and total interest. Results update as you type.

Remaining loan balance ($)

Months remaining

Current APR (%)

New APR (%)

Pre-filled with the lowest Kansas rate we found (4.99% at Mainstreet CU, up to 63 mo). Compare rates

New term (months)

A longer term lowers the payment but can raise total interest.

Refinance fees ($)

Monthly savings–

Lifetime interest saved–after fees

Break-even–on fees

Current loanRefinanced

Estimates only, using standard amortization. Your actual rate, fees and payment depend on the lender's approval.

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