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Best credit union auto loan rates in Kansas
Lowest advertised APRs from 6 Kansas credit unions, taken from each one's own website. The best rate we found is 4.99% APR at Mainstreet CU.
Last updated Oct 16, 2026| Credit union | Loan | Term | APR from | Rate date |
|---|---|---|---|---|
Mainstreet CU Source ↗ |
New & used, 2022 & newer | up to 63 mo | 4.99% | checked Oct 16, 2026 |
Credit Union of America Source ↗ |
Auto | 36–60 mo | 5.24% | Oct 1, 2026 |
Envista FCU Source ↗ |
2022 & newer (new loans & refis from other lenders) Refi OK | 60 mo | 5.28% | checked Oct 16, 2026 |
Envista FCU Source ↗ |
2017–2021 (new loans & refis from other lenders) Refi OK | 48 mo | 5.31% | checked Oct 16, 2026 |
Meritrust CU Source ↗ |
Auto | not stated | 5.37% | checked Oct 16, 2026 |
Azura CU Source ↗ |
2022 & newer (refi available) Refi OK | 60 mo | 5.45% | checked Oct 16, 2026 |
Azura CU Source ↗ |
2021 & older (refi available) Refi OK | 48 mo | 5.49% | checked Oct 16, 2026 |
CommunityAmerica CU Source ↗ |
Auto, 2022–2026 models | not stated | 5.74% | Oct 16, 2026 |
CommunityAmerica CU Source ↗ |
Auto, 2018–2021 models | not stated | 6.24% | Oct 16, 2026 |
Mainstreet CU Source ↗ |
Used, 2018–2021 | up to 63 mo | 6.24% | checked Oct 16, 2026 |
“As low as” rates are for the best-qualified borrowers and may require autopay, a minimum loan amount or a newer vehicle. Click the source link for each credit union's full terms. "Refi OK" means the credit union says the rate also applies to refinancing a loan from another lender.
Credit unions in Kansas
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